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3 Reasons to Consider a Medicare Advantage Plan in 2019 – The Motley Fool

Millions of seniors rely on Medicare to cover their health-related needs. But Medicare is not a one-size-fits-all solution. De facto,…

Millions of seniors rely on Medicare to cover their health-related needs. But Medicare is not a one-size-fits-all solution. De facto, het programma heeft verschillende afzonderlijke onderdelen die kunnen registreren voor of uit te kiezen.

Degenen die zich in het origineel instemmen, zullen in het algemeen gratis dekking krijgen onder deel A, die betaalt voor ziekenhuisbezoeken. De vil da betale en månedlig premie for del B, som omfatter forebyggende pleie og diagnostikk, samt del D, som omfatter reseptbelagte.

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Medicare Advantage basically bundles all your coverage needs. , including prescriptions, into a single plan. Den premie du betaler for din plan vil avhenge av det nivå av dekning du velger. Men ofte, Advantage planer end at komme i billigere enn originale Medicare, alt tilbyder samtidig i det mindste det samme niveau af dekning, hvis ikke mere.

Faktisk, mange seniorer vælger Advantage over traditionelle Medicare fordi den former dækker dental, hearing , and vision – services original Medicare does not pay for. Many Advantage plans also offer coverage overseas, which is helpful for seniors who travel often. Videre, forandringer i Medicare Advantage som skal tages i 2019, gør det til en endnu mere attraktivt alternativ. Here are three you should know about:

1. Lifestyle support

As we age, our mobility tends to decline. But effective January 2019, Medicare Advantage plans will have the option to cover things like transportation to and from medical appointments and meal delivery to seniors’ homes. Similarly, Medicare Advantage will soon be able to offer enrollees coverage for home safety features like wheelchair ramps and bathtub / shower support bars. Disse fordeler kan ingen tvivl om seniors’ chance of injury, så hvis du opplever mobilitetsproblemer, kan du se hvordan en Advantageplan kan hjelpe til å lette noen av dem.

2. Daily living help

Many seniors struggle to do things like bathe and get dressed, yet want to continue living independently. Soon, Medicare Advantage will be able to offer health-aide coverage for people who need help with personal care at home, as well as things like cooking, cleaning, and errands.

3.

The last thing you want is to sign up for a health plan only to find that it does not meet your needs. Going forward, du vil ha muligheten til å prøve ut en Medicare Advantage plan for opptil tre måneder og bytte tilbake til et annet plan, hvis du ikke er glad.

There are plenty of good reasons to sign up for a Medicare Advantage plan for 2019, and starting next year, a new open enrollment period for Advantage will kick off on Jan. 1 and run all the way through March 31. If you are already enrolled in Medicare Advantage, you will have the option at that time to move from one Advantage Plan to another. Ellers kan du registrere dig for Medicare Advantage under den generelle Medicare åbne ogrollment periode, som løper fra oktober. 15 through Dec. 7.

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